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支付宝年度账单来了,网友:我原来这么有钱?!
来源:21英语网    日期: 2020-01-07

2019年已经过去,就以为它不会再对你脆弱的心灵带来创伤?

错!2019支付宝账单来了!它虽然迟到,却从不会缺席! 



1月6日,支付宝推出2019全年总支出的统计。用户可登录app来查看一年的花销记录。

Digital payment service provider Alipay rolled out the annual bill of 2019 for users on Jan 6. People with an Alipay account can log on to the app and check their summary of transactions over the year.



“支付宝年度账单”迅速成为微博热搜话题。

"Checking your Alipay bill" quickly surged as a hot topic on weibo.
 


支付宝贴心的为你统计了2019账单,还做成了一本书的样子。用户可以在app中通过个人账户或者搜索关键词进入该功能。

The annual bill for 2019 counts your 2019 expenses in the form of a book. Users can view annual bills through their personal account in the Alipay app, or search the keyword in the app's homepage.



今年的账单和往年也有不同。除了总消费,支付宝还将几种频繁消费的情况进行了分类,比如外卖、旅行、便利服务等。同时,支付宝还显示出了用户2019消费行为的关键词。

This year's Alipay annual bill is different from previous ones. In addition to the total consumption, it also lists your frequency of spending money on different occasions, such as takeaway orders, trips throughout the year and convenient public services used, which are illustrated with vivid drawings. Meanwhile, the system shows a keyword to characterize your spending behavior in 2019.






除此之外,支付宝也给出了用户参与其特殊活动的数据,比如运动、植树、养鸡或者为贫困地区的人提供捐助等。

Besides the amount of money, Alipay bill lists one's frequency of joining its several specific visual activities, such as exercise, planting trees, feeding chickens and sponsoring poverty-stricken individuals.


 (图片来源:网络)

最后,支付宝还让用户许下新年愿望,随着孔明灯放飞。

In the last page, the user can choose a written wish from multiple options to make promises.



网友们纷纷晒出年度账单,在和亲朋好友一番的对比之后,不禁发出了来自灵魂深处的拷问:“我原来是个有钱人?”“我啥时候那么有钱?”

Netizens started to post their annual bills and compare their spending with friends and relatives. Some joked: "So I was once a rich man" and "When did I become so rich? " 






当然,还有对着自己被掏空的钱包哀叹的……

While others mourned over their lost treasure.
 


支付宝账单的相话题在数小时之内爆火网络,也显示出移动支付对于中国网民的重要性。据分析平台艾媒网统计,2019年上半年,中国移动支付交易就达到166.1万亿元人民币。

The topic went viral in a matter of hours, underscoring how important mobile payments have become to China’s netizens. China’s mobile payment transactions reached RMB 166.1 trillion in the first half of 2019, according to iiMedia Research.

同样,在调侃之余,也有很多用户质疑支付宝数据的准确性。

Many users questioned the accuracy of Alipay’s numbers.



对此,蚂蚁金服表示,今年支付宝年账单没有总消费的概念,全部调整为总支出了。具体来说,比去年增加投资理财、金融保险、人情往来、公益慈善、转账充值这几个版块。

Ant Financial responded in a report that this year’s annual statement includes total expenditures. Several new categories had been added to the total including investments and wealth management, finance and insurance, red packets sent between users, charity donations, transfers to other accounts, and pre-paid account top-up.

蚂蚁金服表示,大家看到的年度总支出金额,可能会偏高点。支付宝不是只有花钱,其实是在帮大家管钱。

这意味着,大家看到的账单不是只计算消费方面的支出,而是人们在支付宝上买的基金保险、信用卡还款、往自己银行卡的转账等都被计算在其中,哪怕很多时候是“左手转右手”。而且,购物退款也不会显示在账单里。所有这些因素都导致支付宝账单显示的数据与大家感觉的实际支出有很大误差。

对于支付宝帮大家“管钱”的想法,也有网友认为没必要,只想看自己的消费账单……不过,可能支付宝此举,就是要让你觉得自己很有钱呢?



综合来源:CHINADAILY微信公众号,technode,北京青年报

标签:社会




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